Opportunity To Thrive

The Opportunity to Thrive theme encompasses the following topics: Financial Empowerment, Neighborhoods, and Health and Safety. In this theme, we look at the economic, environmental and health determinants that impact access to opportunity for residents.

The higher the score on a scale from 1 to 100, the closer we are toward achieving equity. The lower the score, the greater the disparity.

Financial Empowerment

Financial Empowerment compares opportunities to build wealth and the cost of living in St. Louis.

Scores are an average of this topic’s indicator scores within each county.

St. Louis City

St. Louis County

St. Charles County

St. Clair County

Indicator St. Louis City Equity Score St. Louis County Equity Score St. Charles County Equity Score St. Clair County Equity Score
Unemployment 21 36 76 30
Severe Rent Burden 40 79 100 67
Median Income 42 56 80 43
Homeownership 47 52 52 49
Home Loan Denials 28 26 35 31
High-Wage Occupations 35 40 88 1
Business Ownership 68 1 100 52
Adult Poverty 37 40 46 33

Where is financial empowerment needed?

There are significant racial disparities in employment and income.

Black residents have higher rates of unemployment, are less frequently employed in high-wage occupations, and have lower median incomes, which correlate with higher rates of adult poverty for black residents.

Black residents are more likely to struggle to afford basic living expenses.

It is common for black households to pay more than 50% of their income on rent, which is a function of both low incomes and a lack of affordable housing. When basic living expenses consume so much of what people earn, it makes it difficult to save, invest, or time purchases to take advantage of lower prices.

Lastly, black residents do not have equal access to wealth-building opportunities.

Black households have lower rates of homeownership and business ownership. Black applicants have higher denial rates when applying for home mortgages and home improvement loans. These lower rates of ownership impact not only current residents, but also impact subsequent generations because of the lack of accumulated wealth that is passed on.

Neighborhoods

Neighborhoods focuses on place-based inequality, particularly on how the housing and transportation systems determine access to opportunity and resources.

Scores are an average of this topic’s indicator scores within each county.

St. Louis City

St. Louis County

St. Charles County

St. Clair County

Indicator St. Louis City Equity Score St. Louis County Equity Score St. Charles County Equity Score St. Clair County Equity Score
Access to Healthy Food 45 100 100 100
Access to Parks 99 100 100 100
Commuting Time 75 71 77 86
Transit Frequency 97 100 NS 100
Residential Segregation 72 67 57 72
Evictions 39 29 NS 36
Home Loan Originations 9 33 62 34
Vacancy 4 38 NS 40

For indicators with a score of NS, there is no data readily available.

How does this affect residents?

Racial segregation is a persistent problem in the St. Louis region.

Nearly 40% of all residents are likely to live in a neighborhood that is either 90% black or 90% white.

Residents of majority-black neighborhoods are more likely to live in neighborhoods suffering from disinvestment.

Vacant properties and evictions are more prevalent in black neighborhoods. Banks originate fewer home loans to residents looking to buy and rehabilitate properties in black neighborhoods.

Residents of majority-black neighborhoods are less likely to have access to amenities than residents of majority-white neighborhoods.

Black residents on average have longer commute times than white residents, and they have less access to healthy food options in the urban core.

Health & Safety

Health and Safety looks at disparities in access to tools that support health and health outcomes in terms of injuries, illnesses, and death.

Scores are an average of this topic’s indicator scores within each county.

St. Louis City

St. Louis County

St. Charles County

St. Clair County

Indicator St. Louis City Equity Score St. Louis County Equity Score St. Charles County Equity Score St. Clair County Equity Score
Women's Health 40 40 69 NS
Preventable Hospitalizations 34 35 58 38
Injury Hospitalizations 37 39 71 54
Chronic Disease Hospitalizations 31 67 100 77
Mortality Rates 68 63 100 100
Infant Mortality Rates 33 32 34 38
Health Insurance 40 91 100 89
Homelessness 29 12 24 1

For indicators with a score of NS, there is no data readily available.

What does this mean for health care?

The indicators with the largest disparity between blacks and whites and the greatest consistency across the four jurisdictions are homelessness and infant mortality.

Black residents in the region are nearly 11 times as likely to experience homelessness as white residents. Black babies in the region are more than three times as likely to die before their first birthday as white babies.

Although the data show there is less disparity in health insurance coverage,

there are notable disparities in the rate of hospitalizations for blacks compared to whites for chronic diseases, injuries, and preventable conditions.

Black residents in the City of St. Louis and in St. Louis County are nearly three times

as likely as white residents to be admitted to a hospital for an acute illness or an injury that could have been prevented with access to equitable health care. Black residents in St. Charles County are more than twice as likely as white residents to be admitted to a hospital for a preventable condition.